In 2025, EPFO implemented several new legislation to boost the simplicity in processes, transparency, and benefits for members. More than 7 crore EPF subscribers in India, including salaried employees, pensioners, and gig workers, stand affected. The changes are for better digital access, faster claim settlements, and additional financial assistance.
Automatic Transfer of PF
Since January 15, 2025, the automatic transfer of PF began whenever jobs were changed by the employees. The moment the Universal Account Number (UAN) is linked to an Aadhaar and verified, the PF remains are instantaneously transferred to the new employer’s account. This instant PF transfer obviates any need for approval from the employer and also avoids any possible delay.
Digital Profile Updates
The process of joint declarations for updating personal details has been digitized by EPFO. Members can now update their names, dates of birth, genders, and marital statuses directly on the EPFO portal. These changes are made the faster and error-free way, given that Aadhaar-linked UANs allow such changes without employer involvement.
Aadhaar-Based UAN Creation
From August 1, 2025, the EPFO introduces face authentication for generating UANs. This Aadhaar-based system facilitates secure and correct account creation, thereby easing access to EPFO services on the UMANG app and minimizing identity mismatches.
Faster Claim Settlements
Emergency claims are disposed of by the EPFO within 72 hours. Members can withdraw up to ₹1 lakh for medical treatment, marriage, education, or house construction. Such a speedy settlement allows employees to carry out emergency payments without lengthy delays.
Centralized Pension Payments
From January 1, 2025, the Centralized Pension Payment System (CPPS) has been initiated by the EPFO. Pensioners stand to have their payments made to any bank account in India using the NPCI platform. Any delays caused earlier by regional offices are thus mitigated and timely disbursement assured.
Enhanced Death Relief Fund
At the EPFO, the ex-gratia Vespubhi death relief fund has been raised from ₹8.8 lakh to ₹15 lakh. This gives more financial support to the nominee/legal heir of a deceased employee. This showcases the EPFO’s pledge toward social security and family welfare.
EPFO New Rules 2025 Summary
| Feature | Previous Rule | New Rule 2025 Update |
|---|---|---|
| PF Transfer | Required employer approval | Automatic if Aadhaar and UAN match |
| Profile Corrections | Manual with documents | Fully digital for Aadhaar-linked UAN |
| UAN Generation | Basic authentication | Aadhaar-based face authentication |
| Emergency Claim Settlement | 7–10 days | Within 72 hours (up to ₹1 lakh) |
| Pension Payment System | Regional PPO-based | Centralized via NPCI |
| Death Relief Fund | ₹8.8 lakh | ₹15 lakh |
Conclusion
The New Rules of EPFO, 2025, are a major step toward digital convenience and financial empowerment. With faster transfers, secure UAN creation, and efficient delivery of pensions, EPFO is making employees’ benefits more accessible. The more members are aware of it, the more they can benefit.
Also read: ATM Fee Hike 2025: How to Avoid Extra Charges and Manage Your Cash Smarter